Rates are subject to change without notice based on market conditions. Mortgage rates change daily, even hourly. Rate/APR and terms may vary based on the creditworthiness of the individual. Lowest rate advertised is not available for all loan sizes, types, or purposes, and assumes a very well qualified borrower with an excellent credit profile. The source data is actual rate offerings from a variety of wholesale lenders. NMLS 108210, Acadia Lending Group NMLS 370636